Personalized Care Without Insurance Restrictions
At FST Physical Therapy, we operate outside the traditional insurance model so we can focus on what matters most, which is providing exceptional care and helping you achieve your goals.
Rather than rushing between multiple patients or following insurance company limitations, every session is delivered one-on-one with a Doctor of Physical Therapy.
This allows us to provide a level of personalized attention, advanced technology, and individualized treatment that is difficult to achieve within the traditional insurance-based system.
Our goal is simple: help active adults and athletes recover faster, move better, and return to the activities they love.
Why We Don’t Accept Insurance
Most insurance-based physical therapy clinics are forced to operate under restrictions that can negatively impact the patient experience.
Insurance companies often dictate:
- How long your treatment can last
- Which treatments can be performed
- How many visits are approved
- What documentation requirements must be met
As a result, many clinics are forced to see multiple patients at the same time and rely heavily on aides or assistants.
At FST Physical Therapy, your treatment plan is based on your goals and not insurance company guidelines.
You’ll receive:
- One-on-one care with your Doctor of Physical Therapy
- Full treatment sessions focused entirely on you
- Individualized exercise programming
- Advanced technology and performance testing
- Treatment decisions based on clinical expertise and evidence, not insurance limitations
Why Patients Choose FST Physical Therapy
Many patients initially assume using insurance will save money. However, once deductibles, copays, coinsurance, and visit limitations are considered, the difference is often much smaller than expected.
Because we provide focused one-on-one care, many patients find they:
- Require fewer visits
- Recover more efficiently
- Receive a higher level of service
- Experience better long-term outcomes
Our goal is not to maximize visits, it’s to help you reach your goals as quickly and effectively as possible.
Can I Use My Insurance?
Although we are not in-network with insurance companies, many patients can still receive reimbursement for physical therapy services.
After your visit, we can provide a detailed superbill that you may submit directly to your insurance company for potential out-of-network reimbursement.
Coverage varies by plan, so we recommend contacting your insurance provider to ask:
- Do I have out-of-network physical therapy benefits?
- Is a referral required?
- Is there a deductible that must be met?
- What percentage of services are reimbursed?
Our team is happy to provide the documentation needed for reimbursement.
FAQ
No. Utah allows direct access to physical therapy, meaning you can schedule an evaluation without first visiting a physician.
Many insurance plans offer out-of-network benefits, but coverage varies by plan. We recommend contacting your insurance company directly to verify your benefits.
Yes. We can provide a superbill upon request that you may submit to your insurance company for potential reimbursement.
Invest in Your Recovery
You deserve more than a few minutes with your physical therapist.
At FST Physical Therapy, you’ll receive expert one-on-one care designed to help you recover faster, move better, and get back to doing what you love.
Ready to get started?
